UK Benefits Abroad  ·  May 2025

What UK Benefits Can I Still Claim as a British Expat?

One of the most common misconceptions among British nationals living abroad is that moving overseas means losing access to UK benefits. In many cases — particularly for those who moved to the EU before Brexit — this simply isn't true.

The principle of "exportability"

Certain UK benefits can be "exported" — meaning they continue to be paid to you regardless of where you live. Which benefits are exportable depends largely on your country of residence and whether the UK has a social security agreement with that country. For British nationals who moved to EU countries before 31 December 2020, the Withdrawal Agreement provides strong protections.

1. State Pension

Your State Pension is based on your National Insurance record, not your place of residence. You can claim it wherever you live. If you live in the EU, EEA or Switzerland, your pension will also increase each year in line with UK rates under the "triple lock" — meaning you receive the same annual increases as people living in the UK.

2. Attendance Allowance

For those aged 65+ who need help with personal care, Attendance Allowance can be exported to EU countries under the Withdrawal Agreement. Worth up to £114.60 per week — tax-free, non-means-tested, and paid on top of your State Pension. This is the benefit most of our clients claim and the one with the greatest unclaimed potential.

3. Carer's Allowance

If you care for someone for 35+ hours a week and they receive a qualifying benefit, you may be entitled to Carer's Allowance of £86.45 per week — even from abroad. Most carers living in Spain or France are completely unaware they could be receiving this.

4. Personal Independence Payment (PIP)

For those aged 16-64 with a long-term health condition, PIP can be exportable depending on your country of residence and circumstances. The rules are complex and we recommend seeking specific advice.

Benefits you cannot export

Some means-tested benefits cannot be paid to people living abroad. These include:

• Pension Credit
• Housing Benefit
• Universal Credit
• Council Tax Support

These benefits are based on your living costs and circumstances in the UK and cannot follow you abroad. However, the non-means-tested benefits like Attendance Allowance remain fully accessible for eligible pre-Brexit expats.